বেশিরভাগ নিয়োগকর্তা মানসিক স্বাস্থ্যসেবা সুবিধাগুলি সরবরাহ করেন: এর অর্থ এই নয় যে তারা কার্যকর
While most employers offer mental healthcare coverage as part of their health insurance packages, significant gaps exist in care. According to new research, many employers are unsure how employees are using mental healthcare services. The 2025 Employer Survey by the Employee Benefit Research Institute (EBRI), released Friday, surveyed professionals at 400 organizations with 500 or more employees who make benefit decisions. Mental health coverage was nearly universally offered across industries (97% of respondents said their organizations provide it), and many organizations cover unconventional programs such as financial therapists (62%) and mindfulness apps (74%). However, there were also many gaps in coverage. Only two-thirds of organizations covered substance abuse treatment. Only about one-third of companies covered ongoing treatment for chronic conditions, and only about one-quarter covered care for those with “diverse cultural backgrounds and unique employee needs.” Stigma reduction campaigns that help create an environment that encourages employees to seek mental healthcare were also low. Interestingly, the gaps in coverage can be explained, at least in part, by the fact that organizations largely do not track whether their employees are using mental healthcare services. Only 22% analyzed claims data to ascertain how benefits are being used. Similarly, only 37% of employers measured employee satisfaction with their healthcare plans overall. “Full and transparent access to claims enables employers to design benefits programs that truly meet the needs of their employees and families,” said Margaret Faso, policy director for the National Alliance of Healthcare Purchaser Coalitions, in a press release. “This study further reinforces the importance of employers continuing their ongoing efforts to achieve transparency in order to better support the health and well-being needs of their workforce.” The survey also found, however, that employers don’t feel that the breadth, value, or quality of mental healthcare services should be their responsibility. Only 10% said that the employer should be held accountable for those aspects of care planning; instead, that responsibility falls to insurance companies (28%), and federal (30%) and state governments (24%). (Tags for translation) Benefits (t) Employee Satisfaction (t) Mental Health and Work
প্রকাশিত: 2025-10-14 12:00:00
উৎস: www.fastcompany.com
